TOP 10LAWYERS

Top 10 Personal Injury Lawyers in Liverpool

Ten claimant injury and negligence firms with offices in Liverpool, what each one takes on and how to reach them.

Updated 25 October 2026

No firm pays for its place on this list. How we compile this list

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Grouped by what each firm publishes about its own work. Most firms on this list handle all common personal injury law matters.

The Top 10 Personal Injury Lawyers in Liverpool

Ten personal injury law firms in Liverpool, with their experience and what each one suits.

Leigh Day

The Plaza, Old Hall Street, Liverpool city centreClaimant firm (injury, industrial disease and human rights)

Best for People with an asbestos illness or a life changing injury

  • Kevin Johnson, who heads the Liverpool office, is an APIL Fellow and a member of the Law Society Personal Injury Panel, according to the firm.
  • Partner Joanne Candlish is an APIL Senior Litigator and an Asbestos and Occupational Disease Specialist, the firm says.
  • Ged Horton, a personal injury partner working across Liverpool and Manchester, is an APIL accredited Senior Litigator, according to the firm.
First consultation
Call the Liverpool office or use the online form. The firm says the office holds a legal aid contract for inquests involving the state and claims against public authorities. Ask about no win, no fee for injury and asbestos claims.
Office
Suite 14A(i), The Plaza, 100 Old Hall Street, Liverpool L3 9QJ
Full profile: lawyers, services and sources

About the firm

Leigh Day is a national claimant firm that says it opened its Liverpool office in 2017, and partner Kevin Johnson heads it. The office's main focus is asbestos and industrial disease. Johnson is an APIL Fellow and sits on the oversight committee of the Diffuse Mesothelioma Payment Scheme, according to the firm. A personal injury team with partner Ged Horton takes brain, spinal, amputation and fatal claims. It suits people with mesothelioma or another work illness, and families after a serious accident. Call the office to talk through funding.

Liverpool office opened in 2017

Also worth knowing

  • The office page quotes Chambers and Partners 2026 praise for Kevin Johnson's asbestos work in Liverpool.

Lawyers

Kevin Johnson is an APIL Fellow and holds APIL accreditation as an asbestos and occupational disease specialist, according to the firm's website.

  • Kevin Johnson, Partner, head of the Liverpool office, asbestos and industrial disease
  • Joanne Candlish, Partner, asbestos and industrial disease
  • Rachel Leach, Associate solicitor, asbestos and industrial disease
  • Ged Horton, Partner, personal injury (Liverpool and Manchester)
  • Dave Eyres, Senior associate solicitor, serious injury

Areas of personal injury law handled

  • Mesothelioma claims
  • Asbestos disease claims
  • Industrial disease claims
  • Brain injury claims
  • Spinal cord injury claims
  • Amputation claims
  • Fatal accident claims
  • Serious road and work accident claims
  • Inquests involving the state
  • Claims against public authorities

Office

Suite 14A(i), The Plaza, 100 Old Hall Street, Liverpool L3 9QJ

Other details

Other offices
National firm; other offices include London and Manchester

Sources

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Irwin Mitchell

Chapel Street, Liverpool city centreNational full service firm with a large claimant injury practice

Best for People with a brain injury or other life changing injury

  • The firm says its Liverpool office opened in May 2022 and moved to a larger office on Chapel Street in 2025.
  • Matthew Garson is an APIL Senior Litigator, Brain Injury Specialist and Fatal Accidents Specialist, according to his profile.
  • His profile lists Legal 500 Next Generation Partner (2024, 2025) and Chambers Up and Coming (2024, 2025).
First consultation
Call the Liverpool office or the national enquiry line, or use the online form. Ask about no win, no fee and other funding when you call.
Office
Orega Liverpool, 20 Chapel Street, Liverpool, L3 9AG
Full profile: lawyers, services and sources

About the firm

Irwin Mitchell is a national firm with a large claimant injury practice. The firm says it opened in Liverpool in May 2022 and moved to larger space on Chapel Street in 2025. It said in March 2025 that its Merseyside injury work is led by partners Jonathan Betts, its regional lead partner for the North West, and Matthew Garson. Garson has acted for seriously injured people since 2001 and holds APIL accreditation in brain injury and fatal accidents, according to his profile. The office also lists medical negligence and Court of Protection work. It suits life changing injuries and fatal accidents.

Liverpool office opened in 2022

Also worth knowing

  • The office page says the firm has more APIL accredited clinical negligence specialists than any other firm in the region.

Lawyers

Matthew Garson's profile lists both Liverpool and Manchester, so the team works across the two cities.

  • Jonathan Betts, Partner, personal injury, regional lead partner for the North West (co-lead of Merseyside work, March 2025)
  • Matthew Garson, Partner, personal injury (co-lead of Merseyside work, March 2025)

Areas of personal injury law handled

  • Brain injury claims
  • Spinal injury claims
  • Amputation claims
  • Fatal accident claims and inquests
  • Road traffic accident claims
  • Accident at work claims
  • Public place accident claims
  • Medical negligence claims
  • Court of Protection

Office

Orega Liverpool, 20 Chapel Street, Liverpool, L3 9AG

Other details

Other offices
National firm with offices across England, including Manchester

Sources

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Fletchers Solicitors

Cotton Exchange, Old Hall Street, Liverpool, plus SouthportClaimant personal injury and medical negligence firm

Best for Families with a birth injury or medical negligence claim

  • The Liverpool page names Christian Beadell as partner and head of clinical negligence, and Amy Kirk as head of birth injury.
  • The firm lists Headway accredited solicitors, Spinal Injuries Association Trusted Legal Partner and AvMA Lawyers' Service membership.
  • Its office pages carry Legal 500 Top Tier Firm 2027 and Chambers Top Ranked Law Firm 2027 badges.
First consultation
Call the Liverpool or Southport office, weekdays 9am to 6pm, or use the online claim form. The firm says it works on a no win, no fee basis with no upfront costs.
Office
520 Cotton Exchange, Old Hall Street, Liverpool, L3 9LQ
Full profile: lawyers, services and sources

About the firm

Fletchers is a large claimant firm with a Liverpool team at the Cotton Exchange and an office in Southport. The Liverpool page names Christian Beadell, a partner who heads clinical negligence, and Amy Kirk, who heads birth injury. Southport has three partners, among them group action lead Francesca Paul. The firm lists Headway, Spinal Injuries Association and AvMA links. It suits medical negligence, birth injury and serious injury claims. The firm says it works on no win, no fee with no upfront costs.

Also worth knowing

  • Southport partner Francesca Paul leads group actions, and the firm runs a support service for those affected by the Southport attack and inquiry.

Lawyers

  • Christian Beadell, Partner, Head of Clinical Negligence (Liverpool)
  • Amy Kirk, Associate, Head of Birth Injury (Liverpool)
  • Michael Blakemore-Carson, Associate, Senior Litigation Executive (Liverpool)
  • Daniel Finney, Chartered Legal Executive (Liverpool)
  • Francesca Paul, Partner, Group Action Lead (Southport)
  • Charlotte Mackulin, Partner and Solicitor (Southport)
  • Julia Eyton, Partner, Fellow Chartered Legal Executive (Southport)

Areas of personal injury law handled

  • Medical negligence claims
  • Birth injury claims
  • Misdiagnosis and cancer negligence claims
  • Surgical error claims
  • Brain injury claims
  • Spinal injury claims
  • Amputation claims
  • Road traffic accident claims
  • Accident at work claims
  • Military claims
  • Group actions and public inquiries

Office

520 Cotton Exchange, Old Hall Street, Liverpool, L3 9LQ

Other details

Other offices
Southport (Dukes House, 34 Hoghton Street, PR9 0PA), registered office in Manchester, and other offices around England

Sources

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Richard Edwards & Co Solicitors

Cotton Exchange, Bixteth Street, Liverpool city centreCatastrophic injury boutique

Best for People with a brain, spinal or amputation injury

  • Richard Edwards is an APIL Fellow and holds higher rights of audience in civil courts, according to his profile.
  • His profile lists the Legal 500 Leading Partner ranking for 2025 and 2026.
  • He won Catastrophic Injury Lawyer of the Year at the Personal Injury Awards 2023, the firm says.
First consultation
Call or email the firm. Most clients are seen at home, and office meetings at the Cotton Exchange are available on request. The firm says it offers fair funding options and in most cases charges no success fee.
Office
509-511 The Cotton Exchange Building, Bixteth Street, Liverpool, L3 9LQ
Full profile: lawyers, services and sources

About the firm

Richard Edwards & Co is a Liverpool firm led by its founder, Richard Edwards, the only lawyer named on its site, a solicitor advocate who, according to his profile, has more than 20 years on brain, spinal and amputation claims. His profile says he is an APIL Fellow, one of two in Liverpool, and was a partner at Potter Rees Dolan and then Hugh James before setting up his own firm. The firm says it keeps caseloads small and sees most clients at home. It suits people with a catastrophic injury who want one senior lawyer on the file. The firm says it charges no success fee in most cases.

Also worth knowing

  • He won a six day High Court liability trial in Ashton v City of Liverpool YMCA [2023] EWHC 707 (KB), according to his profile.

Lawyers

Richard Edwards also sits as a Deputy District Judge on the Northern Circuit, according to his profile.

  • Richard Edwards, Principal Solicitor and Founder, solicitor advocate

Areas of personal injury law handled

  • Brain injury claims
  • Spinal cord injury claims
  • Amputation injury claims
  • Fatal accident claims
  • Motorcycle and road traffic accident claims
  • Accident at work claims
  • Accidents abroad
  • Criminal injuries claims
  • Clinical negligence claims
  • Actions against the police

Office

509-511 The Cotton Exchange Building, Bixteth Street, Liverpool, L3 9LQ

Sources

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Thompsons Solicitors

Walker House, Exchange Flags, Liverpool city centreClaimant only and trade union firm

Best for Union members and people hurt at work

  • Thompsons' union site says the Liverpool office opened in 1986.
  • The firm says the Liverpool team wins more than 350 cases a year.
  • The Liverpool team is accredited with APIL, according to the firm.
First consultation
Call the Liverpool office or the freephone line, weekdays 9am to 5pm. The firm says claims are no win, no fee, so there are no legal fees unless the claim succeeds. Union members should also contact their union.
Office
10th Floor, Walker House, Exchange Flags, Liverpool, L2 3YL
Full profile: lawyers, services and sources

About the firm

Thompsons says it acts only for injured people and workers, and its union site says the Liverpool office opened in 1986. The team at Walker House covers road and work accidents, serious injury, medical negligence and asbestos disease, and the firm says it has links to local victim support groups. Catherine Horner is the regional managing partner. The firm says its Liverpool team wins more than 350 cases a year. It suits union members and anyone with a work injury or asbestos illness. Claims run on no win, no fee, the firm says.

Founded in 1921; Liverpool office since 1986, according to the firm

Also worth knowing

  • Helen Templeton, a senior personal injury lawyer in Liverpool, has been with Thompsons since 2002 and trains the firm's injury lawyers nationally, her profile says.

Lawyers

  • Catherine Horner, Regional Managing Partner, Liverpool
  • Helen Templeton, Senior Personal Injury Lawyer and Professional Support Lawyer

Areas of personal injury law handled

  • Accident at work claims
  • Road traffic accident claims
  • Serious injury claims
  • Asbestos and mesothelioma claims
  • Industrial disease claims
  • Medical negligence claims
  • Public place accident claims

Office

10th Floor, Walker House, Exchange Flags, Liverpool, L2 3YL

Other details

Other offices
National firm with offices across the UK

Sources

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Bond Turner

The Plaza, Old Hall Street, Liverpool city centreClaimant personal injury and negligence firm

Best for People with a road or work accident claim of any size

  • The Liverpool page names three Directors of Serious Injury: James Tomlinson, Chantal Rabbetts and Chris Walker.
  • The firm said in October 2022 that the Legal 500 UK 2023 ranked it for claimant personal injury, naming Chantal Rabbetts as a key lawyer.
  • Stephen Murray heads a complex injury team and Lorna Hughes heads employers' and public liability, according to the firm.
First consultation
Call the new claims line or the Liverpool office. The firm says it works on no win, no fee and can advise on after the event insurance to cover costs.
Office
The Plaza, 100 Old Hall Street, Liverpool, L3 9QJ
Other numbers
0800 234 3234 (new claims) (the number above is for existing claims)
Full profile: lawyers, services and sources

About the firm

Bond Turner is a Liverpool headquartered injury firm at The Plaza on Old Hall Street. Its website says Bond Turner Limited is part of Anexo Group Limited, and that it has more than 100 solicitors and has recovered over £1 billion for clients. The Liverpool page names three directors of serious injury, a head of complex injury and a head of employers' and public liability. It handles everything from whiplash to brain injury and fatal claims, including uninsured driver cases. It suits people who want a large local team with a serious injury arm. The firm says it works on no win, no fee.

Also worth knowing

  • Bond Turner Limited, which has its registered office at The Plaza in Liverpool, is part of Anexo Group Limited, the firm's website says.

Lawyers

  • James Tomlinson, Director of Serious Injury
  • Chantal Rabbetts, Director of Serious Injury
  • Chris Walker, Director of Serious Injury, CILEX qualified
  • Sian Thomas, Principal Lawyer
  • Stephen Murray, Solicitor, Head of Complex Injury Team
  • Lorna Hughes, Solicitor, Head of Employers' and Public Liability
  • Joanne Ives, Solicitor and Team Leader
  • Lucie Illingworth, Senior Solicitor

Areas of personal injury law handled

  • Road traffic accident claims
  • Cycling and motorcycle accident claims
  • Pedestrian accident claims
  • Uninsured driver claims
  • Accident at work claims
  • Public liability claims
  • Brain injury claims
  • Spinal injury and paralysis claims
  • Amputation claims
  • Fatal accident claims
  • Psychological injury claims

Office

The Plaza, 100 Old Hall Street, Liverpool, L3 9QJ

Other details

Other offices
Bolton

Sources

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JMW Solicitors

The Plaza, Old Hall Street, Liverpool city centreFull service firm

Best for Families with a serious medical negligence or fatal claim

  • Sara Stanger joined JMW in May 2025 to head its new Liverpool clinical negligence team, the firm says.
  • She is accredited by the Law Society for clinical negligence and is an APIL Senior Litigator, according to the firm.
  • She acted in the Thirlwall Inquiry and for bereaved families after the Southport dance school attack, the firm says.
First consultation
Call the firm's main number or use the online enquiry form. Ask about no win, no fee and other funding when you call.
Office
The Plaza, 100 Old Hall Street, Liverpool, L3 9QJ
Full profile: lawyers, services and sources

About the firm

JMW is a large Manchester firm with a claimant injury and medical negligence practice. In May 2025 it opened a clinical negligence team in its Liverpool office at The Plaza, headed by partner Sara Stanger. The Liverpool team focuses on clinical negligence. Stanger acted in the Thirlwall Inquiry and for bereaved families after the Southport dance school attack, according to the firm, and takes birth injury, delayed diagnosis, surgical and fatal claims. It suits serious medical negligence cases and families facing an inquiry or inquest. Ask about funding when you call.

Also worth knowing

  • Her profile carries Chambers top ranked logos for 2026 and 2027.

Lawyers

Sara Stanger is accredited by the Law Society for clinical negligence and is an APIL Senior Litigator, according to the firm's website.

  • Sara Stanger, Partner, head of the Liverpool clinical negligence team

Areas of personal injury law handled

  • Birth injury claims
  • Delayed diagnosis claims
  • Surgical negligence claims
  • Amputation claims
  • Fatal claims
  • NHS and hospital negligence claims
  • Support at public inquiries

Office

The Plaza, 100 Old Hall Street, Liverpool, L3 9QJ

Other details

Other offices
Manchester and London

Sources

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Jackson Lees

Walker House, Exchange Flags, Liverpool city centre, plus WirralFull service firm with a large medical negligence team

Best for People with a hospital, GP or birth injury claim

  • The firm says its medical negligence team has ten solicitors, six paralegals, two former doctors, a nurse and a former midwife.
  • The team is accredited in medical negligence litigation by the Law Society and AvMA, according to the firm.
  • Its Liverpool personal injury team handles road, work, holiday, criminal injury and fatal claims on no win, no fee, the firm says.
First consultation
Call the Liverpool office or use the online form. The firm says a first enquiry is free and without obligation, and it offers no win, no fee for personal injury claims.
Office
Walker House, Exchange Flags, Liverpool, L2 3YL
Full profile: lawyers, services and sources

About the firm

Jackson Lees is a Liverpool firm whose injury page claims more than 50 years' experience. Its medical negligence team says it has acted for patients for over 25 years, and that it has ten solicitors, six paralegals and clinical staff including two former doctors, a nurse and a former midwife, and is accredited in medical negligence by the Law Society and AvMA. Fiona Kemp is a legal director in the team. A Liverpool injury team also takes road, work and criminal injury claims. It suits complex medical claims. The firm says a first enquiry is free.

Also worth knowing

  • The firm says its medical negligence team has acted for patients for over 25 years.

Lawyers

  • Fiona Kemp, Legal Director and Solicitor, Medical Negligence
  • Zoe Simpson, Chartered Legal Executive, Medical Negligence
  • Nikola Farmer, Associate and Litigation Executive, Medical Negligence

Areas of personal injury law handled

  • Medical negligence claims
  • Birth injury claims
  • Cauda equina claims
  • Cancer and GP negligence claims
  • Surgical and cosmetic surgery claims
  • Road traffic accident claims
  • Accident at work claims
  • Holiday accident claims
  • Criminal injuries compensation claims
  • Fatal accident claims

Office

Walker House, Exchange Flags, Liverpool, L2 3YL

Other details

Other offices
Heswall and Hoylake on the Wirral, and Southport

Sources

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Simpson Millar

Edward Pavilion, Albert Dock, LiverpoolNational consumer law firm

Best for Armed forces personnel and medical negligence claimants

  • The Liverpool page names Emma Hickey as a senior associate in medical negligence.
  • Kirstie Bork, a senior associate in military claims, is listed in the Liverpool team.
  • The Liverpool page covers birth injury, sepsis, surgical error and misdiagnosis claims alongside road, work and criminal injury claims.
First consultation
Call the Liverpool office or the legal helpline, weekdays 9am to 6pm. Ask about no win, no fee. Send post to the Leeds office, not Liverpool.
Office
Edward Pavilion, Albert Dock, Liverpool, L3 4AF
Full profile: lawyers, services and sources

About the firm

Simpson Millar is a national consumer law firm with a Liverpool office in Edward Pavilion on the Albert Dock. Its Liverpool page covers medical negligence, from birth injury and sepsis to surgical errors and late diagnosis, plus road, work, public place and criminal injury claims. It names Emma Hickey, a senior associate in medical negligence, and Kirstie Bork, a senior associate in military claims. It suits medical negligence and armed forces injury cases. The firm says to ask about no win, no fee, and post goes to its Leeds office.

Lawyers

  • Emma Hickey, Senior Associate, Medical Negligence
  • Kirstie Bork, Senior Associate Solicitor, Military Claims

Areas of personal injury law handled

  • Medical negligence claims
  • Birth injury claims
  • Sepsis claims
  • Surgical error claims
  • Misdiagnosis claims
  • Road traffic accident claims
  • Accident at work claims
  • Public place accident claims
  • Criminal injuries claims
  • Military injury claims

Office

Edward Pavilion, Albert Dock, Liverpool, L3 4AF

Other details

Other offices
National firm; post goes to its Leeds office (39 St Paul's Street, LS1 2JG)

Sources

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Robert James Solicitors

Meridian Business Village, Hunts Cross, south LiverpoolClaimant personal injury and litigation firm

Best for People whose earlier injury claim went wrong

  • Managing director Ryan Siner has acted only for claimants, including in brain, spinal, amputation and burn injury cases, his profile says.
  • Robert Jones of the firm is listed in the APIL directory as a Senior Litigator.
  • The firm handles claims against solicitors who mishandled a personal injury case, according to its website.
First consultation
Call the office or use the online form. The firm says it offers free advice and no win, no fee.
Office
Units 1-3 Meridian Business Village, Hansby Drive, Hunts Cross, Liverpool, L24 9LG
Full profile: lawyers, services and sources

About the firm

Robert James Solicitors is a south Liverpool claimant firm based at Meridian Business Village in Hunts Cross. Managing director Ryan Siner has only ever acted for claimants and has run brain, spinal, amputation and burn injury cases, according to his profile. Alongside injury work the firm takes claims against solicitors who mishandled an earlier case. Robert Jones is listed by APIL as a Senior Litigator at the firm. It suits serious injury claims and people whose first claim went wrong. The firm says it offers free advice and no win, no fee.

Also worth knowing

  • The firm says its team has more than 25 years' experience.

Lawyers

Robert Jones is listed as an APIL Senior Litigator in the APIL directory.

  • Ryan Siner, Director and Solicitor, Managing Director
  • Robert Jones, APIL Senior Litigator (per APIL directory)

Areas of personal injury law handled

  • Road traffic accident claims
  • Accident at work claims
  • Public place accident claims
  • Product liability claims
  • Serious and brain injury claims
  • Fatal accident claims
  • Medical negligence claims
  • Mishandled personal injury claims
  • Professional negligence claims

Office

Units 1-3 Meridian Business Village, Hansby Drive, Hunts Cross, Liverpool, L24 9LG

Sources

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Firm details come from each firm's own website. Spotted something out of date? Tell us.

How we compiled this list

We include firms with an office in Liverpool that do personal injury as a main part of their work. For each one we read the firm's own website in October 2026, checked it says it is regulated by the SRA, and wrote the description ourselves. Accreditations and first consultation terms are as the firm describes them, so confirm them when you call. Google ratings are shown with the date we checked them, where we have them.

No firm pays for its place on this list, and the order is our own.

If something here is out of date, let us know. There's more detail on how we compile our lists.

This page is general information, not legal advice. The law described is for England and Wales as published on legislation.gov.uk, GOV.UK, the Civil Procedure Rules and the SRA in October 2026.

How long you have to claim

Under the Limitation Act 1980 you normally have 3 years to start court proceedings for a personal injury. The clock starts on the date of the injury, or on your "date of knowledge" if that is later. That's the date you first knew the injury was significant, that it was caused by what someone did or failed to do, and who that was. Not realising that the conduct counts as negligence in law doesn't move the date. You're also treated as knowing what you could reasonably have found out yourself, or through expert advice you'd be expected to seek.

Who is claimingTime limit
An adult hurt in an accident, at work or by medical treatment3 years from the injury, or from the date of knowledge if later
Someone with an illness that appeared years after the exposure3 years from the date of knowledge, if that is later than the injury
Someone injured as a child3 years from turning 18, so usually until their 21st birthday
Someone who lacked capacity to run a claim when it arose3 years from regaining capacity, or from death if that is first
The family or estate of someone who died within the 3 years3 years from the death, or from the personal representative's date of knowledge, whichever is later

A court can let a late claim go ahead if it would be equitable, balancing the prejudice to each side. It will look at the length of the delay and the reasons for it, what the delay has done to the evidence, the defendant's conduct, and how quickly you acted once you knew you might have a claim. Don't plan around that discretion. If you're close to 3 years, speak to a firm now.

Asbestos, mesothelioma and other work illnesses

Several firms on this list, including Leigh Day and Thompsons, run asbestos and industrial disease teams in Liverpool. Disease claims follow the Pre-Action Protocol for Disease and Illness Claims rather than the general one. Mesothelioma and asbestos lung disease claims must go to the multi-track, so the fixed costs rules don't apply to them.

  • Employer's insurance: most employers in Great Britain must hold employers' liability insurance covering injury and disease their staff suffer at work, with at least £5 million of cover
  • Diffuse Mesothelioma Payment Scheme: for people diagnosed on or after 25 July 2012 whose mesothelioma was caused by asbestos exposure while working in the UK, who can't trace the employer or its insurer, haven't made a civil claim against an employer or insurer, and haven't received (and can't get) damages or certain other compensation payments for the disease. Dependants of someone who has died can also claim. Claims must be made within 3 years of diagnosis, though the scheme can extend this if there was good reason for the delay
  • The 2008 scheme: a separate government payment for people with diffuse mesothelioma who were exposed to asbestos in the UK, aren't entitled to a payment under the 1979 Pneumoconiosis Act haven't had a payment for the disease from an employer, a civil claim or elsewhere, and aren't entitled to compensation from a Ministry of Defence scheme. You must claim within 12 months of diagnosis (dependants within 12 months of the death), unless there was good cause for the delay
  • Reporting: under RIDDOR, work related deaths, certain injuries, specified diseases and dangerous occurrences must be reported. The duty falls on employers, on people in control of work premises and, in some cases, on self employed people
  • Funding: the 2013 limits on recovering success fees and insurance premiums from the other side have not been brought into force for diffuse mesothelioma claims. The losing side can still be ordered to pay them, and the 25% cap on success fees doesn't apply

A payment from the 2008 scheme doesn't stop a later claim under the Diffuse Mesothelioma Payment Scheme, but it is deducted from that payment. Ask a firm to check which route fits before you apply.

Road accidents and whiplash

If you were hurt as a driver or passenger and the injury is minor, Official Injury Claim, a free service run on behalf of the Ministry of Justice, lets you claim without a lawyer. You can still use a legal adviser with it if you'd like one. To use it you need to be 18 or over, the accident must have been in England or Wales on or after 31 May 2021, you must have been inside a vehicle, and the injury must be minor and worth less than £5,000. Cyclists, motorcyclists, pedestrians, horse riders, children and protected parties, among others, can't use it.

The Whiplash Injury Regulations 2021 fix the payment for pain, suffering and loss of amenity for whiplash lasting up to 2 years. There's a slightly higher figure if you also had a minor psychological injury, and the amounts went up for accidents on or after 31 May 2025.

How long the injury lastsWhiplash onlyWith minor psychological injury
3 months or less£275£300
3 to 6 months£565£595
6 to 9 months£965£1,025
9 to 12 months£1,510£1,595
12 to 15 months£2,335£2,435
15 to 18 months£3,445£3,550
18 to 24 months£4,830£4,975

For accidents on or after 31 May 2025. Accidents from 31 May 2021 to 30 May 2025 use the original amounts, £240 to £4,345. In exceptional circumstances a court can raise the figure by up to 20%. Lost earnings and other costs are claimed separately, on top of the tariff.

A road accident claim normally goes to the small claims track if the injury part is worth £5,000 or less and the whole claim £10,000 or less. The injury limit is £1,000 instead in these cases:

  • the accident happened before 31 May 2021
  • at the time of the accident you were on a motorbike, a pillion or sidecar passenger, on a bicycle, riding a horse, using a wheelchair or mobility scooter, or walking
  • when proceedings start, you're a child, a protected party or an undischarged bankrupt, or either side is acting as personal representative of someone who has died
  • on the date of the accident, the other side's vehicle was registered outside the UK

There's one important exception. A road accident claim from on or after 31 May 2021 that includes whiplash, brought by a child or protected party (or by someone who was a child when the claim was first presented through the portal), normally goes to the fast track and can't be put in small claims. Outside road accidents, for example a fall on a broken pavement or an injury at work, the small claims limit is £1,500 for the injury within £10,000 overall.

How a claim runs, and the court in Liverpool

Before proceedings are issued, each side should follow the pre-action protocol for the type of claim, exchanging letters and evidence so the case can settle or the issues narrow.

  • Portals: road accident claims (accidents on or after 31 May 2021) worth up to £25,000 and above the small claims limit start on the portal at claimsportal.org.uk. Work and public place claims up to £25,000 have their own portal protocol
  • Tracks: above the small claims limits, claims normally go to the fast track up to £25,000, the intermediate track for simpler claims up to £100,000, and the multi-track for larger or complex ones
  • Fixed costs: on the fast and intermediate tracks, the legal costs the losing side pays are fixed for injury claims where the cause of action arose on or after 1 October 2023. For disease claims the test is whether the letter of claim was sent before 1 October 2023. If it wasn't, fixed costs apply
  • Medical negligence: these claims have their own protocol, the Pre-Action Protocol for the Resolution of Clinical Disputes, and must normally go to the multi-track. The exception is a claim that would otherwise be intermediate track where the defendant admits liability in full in its letter of response and hasn't raised a limitation defence. NHS Resolution is the special health authority whose stated purpose is to provide expertise to the NHS to resolve concerns fairly
  • Part 36 offers: a formal written offer to settle, open for at least 21 days. A side that rejects one and then does no better at trial can face costs and interest penalties
  • Future losses: lump sums for future care and earnings are adjusted by the personal injury discount rate, 0.5% since 11 January 2025 (it was minus 0.25% before that)

If a Liverpool claim is issued, it will often be heard at Liverpool Civil and Family Court. The court finder lists money claims, claims against employers, housing and High Court cases among the work it hears, alongside family cases. Check the hearing centre named on your papers, as a claim can be sent elsewhere.

CourtAddressContact
Liverpool Civil and Family Court35 Vernon Street, Liverpool, L2 2BXOpen 8:30am to 4pm, Monday to Friday. Counter service by appointment only. Enquiries 0300 123 5577 (8:30am to 5pm)

Paying for a claim, and your costs protection

Most injury claims are funded by a conditional fee agreement, sold as no win, no fee. If you win, the firm can charge a success fee on top of its normal fees, and you pay it out of your damages because the other side can't be ordered to pay it, except in mesothelioma claims. In most first instance personal injury cases the law caps the success fee at 25% of your damages for pain, suffering and loss of amenity and for past financial losses, after any sums repaid to the DWP. Damages for future losses aren't counted.

  • Damages based agreements: the firm takes a share of your damages instead of charging fees. In first instance injury cases that share, VAT included, is capped at 25% of the same damages
  • After the event insurance: covers some costs if the claim fails. The premium generally can't be recovered from the other side, except in mesothelioma claims, so ask who pays it
  • Qualified one way costs shifting (QOCS): if you lose an injury or death claim, costs orders against you can usually be enforced only up to the damages, interest and costs awarded or agreed in your favour
  • Losing QOCS protection: it can be lost in some cases, including where the claim is struck out for disclosing no reasonable grounds, as an abuse of process or because of conduct likely to obstruct the just disposal of the proceedings, and, with the court's permission, where the claim is found to be fundamentally dishonest

Ask the firm to put in writing what you'd pay if you win, if you lose and if you stop part way. Look at your home and car insurance as well, as some include legal expenses cover.

Injured in a violent crime

The Criminal Injuries Compensation Authority (CICA) pays compensation to victims of violent crime, and to people whose loved one died because of a crime of violence, under the Criminal Injuries Compensation Scheme 2012. The scheme covers physical and mental injury, sexual assault, bereavement and funeral costs, and in some cases lost earnings and special expenses. Injury payments are between £1,000 and £250,000.

  • Report it first: the crime must be reported to the police before you apply
  • Time limit: usually 2 years from the crime. CICA can extend it only where exceptional circumstances meant you couldn't apply sooner and the evidence lets your claim be decided without extensive further enquiries
  • Victims under 18: if the crime was reported to the police before the victim turned 18, the application must arrive by their 20th birthday. If it was first reported on or after their 18th birthday, they have 2 years from that report
  • Free to apply: you don't need a representative, and CICA won't pay for one if you use one

Liverpool personal injury law: common questions

How long do I have to make an injury claim?

Usually 3 years from the injury, or from your date of knowledge if that's later: the date you first knew the injury was significant, what caused it and who was responsible. That rule matters for illnesses such as asbestos disease that appear long after the exposure. A child has until 3 years after their 18th birthday.

My old employer has closed. Can I still claim for mesothelioma?

Possibly. A firm can try to trace the employer's insurer from the time of the exposure. If neither the employer nor its insurer can be traced, the Diffuse Mesothelioma Payment Scheme may pay, if you were diagnosed on or after 25 July 2012, the exposure happened while working in the UK and you claim within 3 years of diagnosis (longer if there was good reason for the delay). A separate payment under the 2008 scheme must normally be claimed within 12 months of diagnosis.

Do I need a solicitor for a minor whiplash claim?

Not necessarily. If you're 18 or over, were in a vehicle, the accident was in England or Wales on or after 31 May 2021 and the injury is worth under £5,000, you can claim free through Official Injury Claim on your own. Cyclists, motorcyclists, pedestrians, horse riders, children and protected parties, among others, can't use it.

How much of my compensation will a no win, no fee lawyer take?

For most first instance personal injury cases, the law caps the success fee at 25% of your damages for pain, suffering and loss of amenity plus past financial losses. Money for future losses isn't included. You may pay other costs too, such as an insurance premium, so get the full terms in writing before you sign.

Will I have to pay the other side's costs if I lose?

Usually not beyond what you recovered. Under qualified one way costs shifting, a costs order against a losing injury claimant can normally only be enforced up to the damages, interest and costs awarded or agreed in their favour. The protection can be lost in some cases, including a strike out for no reasonable grounds, abuse of process or obstructive conduct, and a finding of fundamental dishonesty.

Do I need a claims company to find me a solicitor?

No. Since 1 April 2013, solicitors, barristers, insurers and claims management companies have been barred from paying or receiving referral fees for personal injury and death claims. Law firms in England and Wales can't pay anyone to pass your claim to them, so you can go straight to a firm.

Where are injury claims heard in Liverpool?

County court civil claims in the city are usually heard at Liverpool Civil and Family Court, 35 Vernon Street, L2 2BX. Check your court papers for the hearing centre, as a claim can be sent to another court.

General information only, not legal advice.

Related pages

Sources for the legal information on this page